American Express is Hiring Apprentice - Audit & AML | Gurugram | Freshers (Commerce/Finance)

Job Description

American Express's 𝐀𝐮𝐝𝐢𝐭 𝐚𝐧𝐝 𝐀𝐌𝐋 𝐀𝐩𝐩𝐫𝐞𝐧𝐭𝐢𝐜𝐞 opening is a genuinely accessible entry point for 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐞, 𝐅𝐢𝐧𝐚𝐧𝐜𝐞, and 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐢𝐧𝐠 𝐠𝐫𝐚𝐝𝐮𝐚𝐭𝐞𝐬 specifically — worth flagging this as one of the few listings covered on this site that's explicitly 𝐧𝐨𝐧-𝐭𝐞𝐜𝐡𝐧𝐢𝐜𝐚𝐥 and 𝐟𝐢𝐧𝐚𝐧𝐜𝐞-𝐝𝐨𝐦𝐚𝐢𝐧 𝐟𝐨𝐜𝐮𝐬𝐞𝐝, filling a gap for readers from a commerce background rather than engineering/CS. If you're a B.Com, BBA, or Finance graduate who's been seeing mostly technical listings, this is a legitimate, well-structured opportunity at a 𝐠𝐥𝐨𝐛𝐚𝐥𝐥𝐲 𝐫𝐞𝐜𝐨𝐠𝐧𝐢𝐳𝐞𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬 𝐜𝐨𝐦𝐩𝐚𝐧𝐲.

Worth understanding clearly upfront: this role blends two distinct compliance disciplines — 𝐭𝐫𝐚𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐢𝐧𝐭𝐞𝐫𝐧𝐚𝐥 𝐚𝐮𝐝𝐢𝐭 work (control testing, evidence review, documentation) and 𝐀𝐧𝐭𝐢-𝐌𝐨𝐧𝐞𝐲 𝐋𝐚𝐮𝐧𝐝𝐞𝐫𝐢𝐧𝐠 (𝐀𝐌𝐋)/𝐊𝐘𝐂 compliance work (financial crime prevention, regulatory adherence). These are related but genuinely different specializations within the broader 𝐫𝐢𝐬𝐤/𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 function.

Candidates interested in a long-term 𝐚𝐮𝐝𝐢𝐭 𝐜𝐚𝐫𝐞𝐞𝐫 versus a long-term 𝐀𝐌𝐋/𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐜𝐫𝐢𝐦𝐞 𝐜𝐚𝐫𝐞𝐞𝐫 should know this apprenticeship gives exposure to both, which is useful breadth early on even if you eventually specialize in just one.

Also worth noting explicitly: this is stated as a 𝐜𝐨𝐧𝐭𝐫𝐚𝐜𝐭𝐮𝐚𝐥 𝐞𝐦𝐩𝐥𝐨𝐲𝐦𝐞𝐧𝐭 𝐚𝐬 𝐚𝐧 𝐀𝐩𝐩𝐫𝐞𝐧𝐭𝐢𝐜𝐞 — meaning this is likely a 𝐟𝐢𝐱𝐞𝐝-𝐭𝐞𝐫𝐦 𝐭𝐫𝐚𝐢𝐧𝐢𝐧𝐠 𝐚𝐫𝐫𝐚𝐧𝐠𝐞𝐦𝐞𝐧𝐭 rather than a permanent hire from day one. Worth clarifying the 𝐜𝐨𝐧𝐯𝐞𝐫𝐬𝐢𝐨𝐧 𝐩𝐚𝐭𝐡 and typical duration directly with the recruiter.

𝐎𝐮𝐫 𝐓𝐚𝐤𝐞:

- 𝐆𝐨𝐨𝐝 𝐟𝐨𝐫: Commerce, Finance, Accounting, or Business Administration graduates interested in building a career in 𝐚𝐮𝐝𝐢𝐭, 𝐫𝐢𝐬𝐤, or 𝐀𝐌𝐋/𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 at a major global financial services company

- 𝐍𝐨𝐭 𝐢𝐝𝐞𝐚𝐥 𝐟𝐨𝐫: those seeking a purely technical or quantitative finance role — this is 𝐩𝐫𝐨𝐜𝐞𝐬𝐬, 𝐝𝐨𝐜𝐮𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧, and 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞-𝐟𝐨𝐜𝐮𝐬𝐞𝐝 work, not financial modeling or data science

- 𝐒𝐞𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐝𝐢𝐟𝐟𝐢𝐜𝐮𝐥𝐭𝐲: likely 𝐦𝐨𝐝𝐞𝐫𝐚𝐭𝐞 — the qualifications are genuinely accessible, but American Express's brand recognition will draw meaningful competition from the broader commerce graduate pool

- 𝐂𝐚𝐫𝐞𝐞𝐫 𝐭𝐫𝐚𝐣𝐞𝐜𝐭𝐨𝐫𝐲: commonly leads into 𝐀𝐮𝐝𝐢𝐭 𝐀𝐧𝐚𝐥𝐲𝐬𝐭, 𝐀𝐌𝐋 𝐀𝐧𝐚𝐥𝐲𝐬𝐭, 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐎𝐟𝐟𝐢𝐜𝐞𝐫, or 𝐑𝐢𝐬𝐤 𝐀𝐧𝐚𝐥𝐲𝐬𝐭 roles.

𝐂𝐨𝐦𝐩𝐞𝐧𝐬𝐚𝐭𝐢𝐨𝐧 𝐂𝐨𝐧𝐭𝐞𝐱𝐭: American Express hasn't disclosed pay for this role. Given that it's an 𝐚𝐩𝐩𝐫𝐞𝐧𝐭𝐢𝐜𝐞𝐬𝐡𝐢𝐩-𝐬𝐭𝐲𝐥𝐞 𝐜𝐨𝐧𝐭𝐫𝐚𝐜𝐭𝐮𝐚𝐥 𝐚𝐫𝐫𝐚𝐧𝐠𝐞𝐦𝐞𝐧𝐭, compensation is likely structured differently from a standard full-time offer. General market data for comparable audit/compliance apprentice or trainee roles in Gurugram typically ranges around ₹𝟑–𝟒.𝟓 𝐋𝐏𝐀 equivalent — this is an estimate only.

𝐀𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲: Since the role explicitly values awareness of 𝐀𝐌𝐋/𝐊𝐘𝐂 and 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐜𝐫𝐢𝐦𝐞 concepts, spend some time before applying understanding fundamental AML concepts — particularly 𝐰𝐡𝐚𝐭 𝐊𝐘𝐂 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐬 and 𝐡𝐨𝐰 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 𝐦𝐨𝐧𝐢𝐭𝐨𝐫 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧𝐬. Being able to discuss these basics confidently would meaningfully differentiate you from candidates with only general accounting/finance coursework.

Roles & Responsibilities

The responsibilities split between traditional audit support work and AML/compliance-specific activities, giving apprentices exposure across both disciplines within the broader risk and compliance function.

- Support audit activities, including documentation, evidence gathering, and basic control testing

- Assist in reviewing business processes and controls to identify gaps, weaknesses, or exceptions

- Support AML/KYC reviews and other compliance-related activities

- Perform basic data analysis, reconciliations, and sample-based reviews

- Maintain accurate audit workpapers, trackers, and supporting documentation

- Follow up with relevant stakeholders on audit observations, action items, and remediation status

- Ensure adherence to internal policies, procedures, and applicable regulatory requirements

Qualifications & Eligibility

Genuinely accessible eligibility criteria — any related commerce/finance degree qualifies, with no specific professional certification (like CA or CFA) required.

- Bachelor's degree in Commerce, Finance, Accounting, Business Administration, or a related field

- Strong analytical skills with excellent attention to detail

- Basic proficiency in Microsoft Excel and other MS Office tools

- Basic understanding of audit, risk management, and internal controls; formal training is not required

- Awareness of AML/KYC and financial crime concepts is an advantage

- Familiarity with banking or financial services is an advantage but not required

Skills Required

Soft skills and foundational business tool proficiency form the core bar; specific compliance domain knowledge is a differentiator rather than a strict prerequisite.

- Strong analytical skills with excellent attention to detail

- Good written and verbal communication skills

- Basic proficiency in Microsoft Excel and MS Office tools

- Willingness to learn, adapt, and work collaboratively with team members